In Georgia, buyers don't just put down earnest money — they also pay a separate, nonrefundable Due Diligence fee directly to the seller at contract acceptance. These two deposits work differently, and confusing them is one of the most common mistakes buyers make. This guide explains how much earnest money Atlanta buyers typically offer at different price points, exactly when it's protected and when it's at risk, and what happens to your money if the deal falls through. Before you make an offer in Metro Atlanta, read this first.

In Georgia, buyers can terminate a real estate contract without penalty during the Due Diligence Period — typically 7 to 14 days — for any reason, with earnest money returned in full. After that window closes, your options narrow to the financing contingency and appraisal contingency. Walk away outside those protected windows and you'll likely forfeit your earnest money, and in some cases face a specific performance lawsuit. Understanding exactly which window you're in — and what written notice is required — is the difference between a clean exit and an expensive one. Here's how each exit path works under the Georgia Association of REALTORS Purchase & Sale Agreement.