Earnest Money in Georgia: How Much Do You Need — and When Can You Lose It?

In Georgia, buyers don't just put down earnest money — they also pay a separate, nonrefundable Due Diligence fee directly to the seller at contract acceptance. These two deposits work differently, and confusing them is one of the most common mistakes buyers make. This guide explains how much earnest money Atlanta buyers typically offer at different price points, exactly when it's protected and when it's at risk, and what happens to your money if the deal falls through. Before you make an offer in Metro Atlanta, read this first.