Should You Buy an Investment Property Through an LLC in Georgia?

Georgia investors face real trade-offs when deciding whether to buy rental property through an LLC. Georgia LLC formation runs $105 with a $50 annual fee, and Georgia's transfer tax exemption under O.C.G.A. § 48-6-2(a)(11)(A) makes moving an existing property into your own LLC less costly than in most states. The catch: conventional 30-year mortgages can't be in an LLC's name, due-on-sale clauses can be triggered on transfer, and DSCR loans run 6% to 8% in 2026 with 20% to 25% down. Nearly a decade helping Metro Atlanta investors. Here's what you need to know.